CASE STUDIES

With separate industry funds, these two had been considering a joint-SMSF since 2017, when friends mentioned “the lower fees” and more investment control. But putting a teenager through high school left little time for all the compliance and admin.

They wanted an alternative. With TOMORROW, Dom likes being able to lean his super towards the world’s most promising tech companies. While Denise says responsible investing lets her sleep at night. Still curious? Read our client FAQs.

David was pretty happy with his leading retail fund and, at first, was naturally cautious about transferring his hard-earned retirement savings to ‘a startup’. Was switching worthwhile, and what happens to his investments if TOMORROW isn’t successful as a business?

Unlike retail managed fund structures, TOMORROW’s managed account structure means you have beneficial ownership of all your underlying assets. Plus your money’s administered by HUB24 – an ASX listed company with $15Bn in assets under management – and securely held in a Retail Trust with BNP Paribas,  one of the world’s largest banks. Basically, TOMORROW have no way of touching your money. Still curious? Read our client FAQs.

Matt’s been with his financial adviser, who looked after his super with a bank, for almost a decade. For Matt it’s been worth it – paying several thousand dollars a year to ensure his planner rebalances his portfolio with the right blend of assets for him. And that if life changed, he’ll be okay.

But when it comes to weighing up value against a robust managed account structure, Matt prefers matching a specialised TOMORROW portfolio with his investment style, life stage and risk profile — for a lower fee. Matt still plans to see his adviser for check-ins and when his situation changes. Still curious? Read our client FAQs.